Terell Smith

Cornerback

Age: 25
Free Agency: 2027 (UFA)
Accrued Seasons: 1
  • 2024 Salary Cap Charge: $983,971 (0.38% of cap)
  • 2024 Cash Payout: $915,000 (0.38% of spending)
  • 2024 Cash to Cap Ratio: 0.93
  • Contract Value: $4,115,884 ($1,028,971 APY)
  • Fully Guaranteed Money: $275,884
  • Contract Ranking: 146/256 at CB

Current Contract

(Drafted, signed 2023)
(📝: indicates contract trigger occuring during that year)
YearAgeBase SalaryProrated Signing BonusCap
Number
Cap %
Dead Money & Cap Savings
202324$750,000$68,971$818,9710.4%
202425$915,000$68,971$983,9710.4%
202526$1,030,000$68,971$1,098,9710.4%
202627$1,145,000$68,971$1,213,9710.4%
Total$3,840,000$275,884$4,115,884

Contract Notes

Terell Smith signed a four year contract worth $4,115,884 with the Bears on May 3, 2023. The contract has $275,884 in guarantees. He received a signing bonus worth $275,884.

Cash Flows

- fully earned money
- unearned or partially earned money
$1M
$2.1M
$3.1M
$4.1M
2023202420252026
Cash Due$1,025,884$915,000$1,030,000$1,145,000
Running Cash$1,025,884$1,940,884$2,970,884$4,115,884
Career Earnings: $1,025,884
Career APY: $1,025,884
Potential Earnings: $4,115,884
Total Guarantees: $275,884
Largest Cash Payment: $1,145,000 (2026)
Largest Cap Number: $1,213,971 (2026)

Contract History

TeamContract TypeStatusYear SignedYrsTotalAPYGuaranteesAmount Earned% EarnedEffective APY
BearsDraftedActive20234$4,115,884$1,028,971$275,884$1,025,88424.9%$1,025,884
Earnings By Team
TeamYrsSalaryAPYPaid on Cap% Paid on CapPaid as Dead Money% Paid as Dead Money
Bears1$1,025,884$1,025,884$818,9710.0%$00.0%

Season History

YearTeamBase SalaryProrated BonusCap
Number
Cap %Cash Paid
2023Bears$750,000$68,971$818,9710.4%$1,025,884
2024Bears$915,000$68,971$983,9710.4%$915,000
2025Bears$1,030,000$68,971$1,098,9710.4%$1,030,000
2026Bears$1,145,000$68,971$1,213,9710.4%$1,145,000
Total$3,840,000$275,884$4,115,884$4,115,884

Statistics

YearGames PlayedGames InactiveSnapsTacklesNegative PlaysInterceptionsFumblesTD
InjuredHealthyDefenseSpecialSoloAssistSacksYardsTFLQB HitsPass Def.INTYardsForcedRec.Yards
2023134135.2%24.4%381100306001100

Valuation Diamond

The diamond is a scatterplot graph that visualizes the relation of the player's APY (in green) and performance (in blue, as measured by OTC's Valuations) to the rest of the league at his position. To understand how to read the diamond, read this explainer.

OTC ValuationAPY
Regular$1,538,000$1,028,971
Injury Adjusted$2,870,521$771,728
test
OTC Valuation $3.1M $6.3M $9.4M $12.5M $15.7M APY $3.5M $7M $10.5M $14M $17.5M $4,064,000 $3,576,437

Weekly Valuation Trends

The chart below illustrates the trend of the player's weekly OTC Valuations (in blue) from the most recent season, using APY (in green) and, if applicable, cash that is due to the player in the next season (in red) as benchmarks. Weeks not plotted indicate that the player was inactive or on a bye.

To see interactive and more in-depth use of OTC Valuation data, subscribe to OTC Premium.